INTEREST RATES OF LENDING EFFECTIVE FROM 01.07.2025
| Particular | Interest Rate P.A |
Interest Rebate on Timely Payment |
|
|---|---|---|---|
| 1 | Terms Loans (Sureties – Unsecured) | 17.00% | 5% |
| 2 | Consumer Durable Loans | 16.00% | |
| 3 | Loans for Vehicle Purchase
|
9.25% 9.50% 10.00% 11.00% 11.00% 12.00% 13.00% |
|
| 4 | Housing Loans for Purchase of Plots & Houses
Up to 5 years
On Submission of Approved Map by Local Authority
Up to 10 years Above 10 years Up to 5 years
Up to 10 years Above 10 year |
9.75% 10.00% 10.50% 9.50% 9.75% 10.00% |
|
| 5 | Loans on Equitable Mortgage of Property (Up to 10 Lakhs) (Above 10 Lakhs) |
12.50% 12.00% |
|
| 6 | Cash – Credit (Subject to Renewal after One Years) | 11.00% | |
| 7 | Advance against Gold Jewelry | 11.00% | |
| 8 | 70% Advances Against N.S.C., L.I.C. Polices, Unit Mutual Funds & Other Govt. Securities | 12.00% | |
| 9 | Education Loan | 10.50% | |
| 10 | Loans Against FDRs
|
0.50% to 1% Extra on Deposit Rates 2% Extra on Deposit Rates |
|
| 11 | Bills Purchased/DD/Cheques Purchase | 18.00% | |
