INTEREST RATE ON DEPOSITS
(With effective from 16.01.2026)| S. No. | PARTICULARS | GENERAL PUBLIC (% P.A.) |
SENIOR CITIZEN (% P.A.) |
|---|---|---|---|
| A) | Saving Accounts | 2.50% | 2.50% |
| B) | Term Deposit (Maturity Periods) | ||
| 1 | 14 Days to 30 Days | 3.50% | 3.50% |
| 2 | 31 Days to 90 Days | 4.10% | 4.10% |
| 3 | 91 Days to 180 Days | 5.15% | 5.65% |
| 4 | 181 days & above but less than 1 Year | 5.50% | 6.00% |
| 5 | 1 Years to below 2 Years | 6.00% | 6.50% |
| 6 | 2 Years to below 3 Years | 6.50% | 7.00% |
| 7 | 3 Years to below 5 Years | 7.25% | 7.75% |
| 8 | 5 Years or Above | 6.50% | 7.00% |
- For single deposit of Rs. 15 Lakh and above in general category extra interest of 0.25% will be paid.
- If the FDR is got premature payment before due date than there will be a penalty of 1% which will be deducted from the rate of interest applicable for the said period.
- For Super Senior Citizen (Age 80 years or more) 0.65 will be given extra on general rate.
- For Compulsory Deposit Rate of Interest @2.50% applicable on yearly basis.
- As per RBI circular DoR.SPE.REC.29/13.03.00/2021-2022 dated July 02, 2021 all FDs will attract rate of interest as applicable on saving deposit if the consent of renewal not received before maturity from the depositor.
